Central Florida | Serving Clients Nationwide
Accounting & Tax Services for Small - Medium Businesses
Prosper Financials provides professional accounting, tax preparation, tax planning and financial management services to businesses and individuals throughout Central Florida. Based in the Central Florida area and serving clients nationwide, we combine local expertise with convenient remote financial services.

We Offer
Services That Help You Prosper

Expert Accounting & Tax Services
With more than 20 years of experience and the expertise of an Enrolled Agent, Prosper Financials provides tax preparation, tax planning, resolution, representation, and essential accounting services to help small and medium-sized businesses stay compliant and financially prepared.

Strategic Financial Analysis & Consulting
Prosper Financials can analyze and strategically refine financial reports to provide the insights you need to effectively manage your business.

Business Beyond Bookkeeping
Our expertise extends far beyond data entry. With a clear understanding of balance sheets, P&L, cash flow statements, and more, we can take your financials to the next level.

Meet Your Accountant
Vanette Cotto, EA, MBA
Certifications & Memberships

*Intuit, QuickBooks, and QuickBooks ProAdvisor are registered trademarks of Intuit Inc. Used with permission under the QuickBooks ProAdvisor Agreement.
Guides & Resources
Guiding Your Finances, Growing Your Future
Whether you're a new or returning client, I'm here to guide you through this tax season and plan for the next. Explore our resource library for tax guides, key filing dates, the FAQs, important links and more.

Testimonials
What Our Clients Say

Wow! Terrific to work with, and important part of our new business/family. She helps us close our books each month, keep our taxes on-track, and readily answer day-to-day questions. She really has lots of experience and cares as much about my business as I do. I am such a visual person so she will go above and beyond to make me understand which explains everything so clearly. I am confident our business will grow with the help of our accountant. I use this accountant for my books and personal/business taxes. So patient and easy to work with. Truly a solid business partner. Highly Recommended!
J&E Family Roofing LLC

Prosper Financials has been absolutely amazing to work with. Vanette is great at what she does, she’s honest, extremely helpful, and her expertise is great for the bookkeeping side of my business. The best ability is availability, anytime I have questions about the business I can always count on Vanette to respond as fast as she can. Working with Vanette really gives my small business and I the piece of mind that one is looking for.
KVP Logistics LLC

Vanette is a great partner to work with! She’s always proactive and goes above and beyond to take care of us and our business. Vanette helps us not only with bookkeeping, taxes & payroll but also with planning for the future of our business. She’s easy to work with & I highly recommend her.
The Grout Medic
Questions
Frequently Asked Questions
An Enrolled Agent is licensed by the Internal Revenue Service. I do not work for them. While a CPA can complete Financial Statement Audits and choose to specialize in Tax, an Enrolled Agent specializes in tax. I am authorized to represent you in front of the IRS.
I run a virtual practice. All meetings are handled via Zoom and Teams, and communication is exchanged through the secure portal.
While our focus is the business owner, we also serve individual tax clients nationwide. See our Tax Services page.
Your monthly report is delivered by the 15th business day of the following month.
Let's Grow Together
Ready to take the next step toward greater financial clarity? Connect with Prosper Financials to discuss your business accounting, tax, and financial needs and learn how we can support your goals.
